Calculadora de recargos por mora
La ley de recargos por mora varía mucho según el estado — algunos limitan el recargo a un monto fijo o a un porcentaje de la renta, otros exigen un período de gracia antes de aplicar cualquier recargo, y muchos no tienen tope (aunque el recargo debe ser razonable). Ingresa tu estado, la renta y los días de atraso para ver el máximo legal, el período de gracia requerido y si un recargo específico es legal.
Cumplimiento de recargos por mora
Consulta el recargo por mora máximo legal, el período de gracia y el tope en los 50 estados + DC — antes de cobrar.
Informational only — not legal advice. Late-fee rules change and local ordinances may be stricter than the state rule. The fee must also be stated in the signed lease and, where no statutory cap exists, be a reasonable estimate of actual damages. Verify against current law before charging. Datos legales revisados por última vez: 2026-01.
Reglas de recargos por estado
| Estado | Recargo máximo | Período de gracia | Estatuto |
|---|---|---|---|
| Alabama | Sin tope legal (razonable) | — | Ala. Code § 35-9A (URLTA) |
| Alaska | Sin tope legal (razonable) | — | AS 34.03 |
| Arizona | Sin tope legal (razonable) | — | A.R.S. § 33-1368(B) |
| Arkansas | Sin tope legal (razonable) | — | Ark. Code § 18-17 |
| California | Sin tope legal (razonable) | — | Cal. Civ. Code § 1671; Orozco v. Casimiro |
| Colorado | El mayor entre $50 y 5% | 7 días | C.R.S. § 38-12-105 (2021/2023) |
| Connecticut | Sin tope legal (razonable) | 9 días | Conn. Gen. Stat. §§ 47a-4(a)(8), 47a-15a |
| Delaware | 5% de la renta mensual | 5 días | 25 Del. C. § 5501(d) |
| District of Columbia | 5% de la renta mensual | 5 días | D.C. Code § 42-3505.31 |
| Florida | Sin tope legal (razonable) | — | Fla. Stat. § 83.808 |
| Georgia | Sin tope legal (razonable) | — | O.C.G.A. § 44-7 |
| Hawaii | 8% del monto vencido | — | HRS § 521-21(f) |
| Idaho | Sin tope legal (razonable) | — | Idaho Code § 6-3 |
| Illinois | Sin tope legal (razonable) | — | 765 ILCS 705; Chicago RLTO § 5-12-140 (local) |
| Indiana | Sin tope legal (razonable) | — | Ind. Code § 32-31 |
| Iowa | $12–$20/día (según la renta) | — | Iowa Code § 562A.9(4) |
| Kansas | Sin tope legal (razonable) | — | K.S.A. § 58-25 |
| Kentucky | Sin tope legal (razonable) | — | KRS § 383.505 (URLTA, adopting counties) |
| Louisiana | Sin tope legal (razonable) | — | La. Civ. Code art. 2000 |
| Maine | 4% de la renta mensual | 15 días | 14 M.R.S. § 6028 |
| Maryland | 5% de la renta mensual | — | Md. Real Prop. § 8-208(d)(3) |
| Massachusetts | Sin tope legal (razonable) | 30 días | M.G.L. c. 186 § 15B(1)(c) |
| Michigan | Sin tope legal (razonable) | — | MCL § 554.601 |
| Minnesota | 8% del monto vencido | — | Minn. Stat. § 504B.177 |
| Mississippi | Sin tope legal (razonable) | — | Miss. Code § 89-8 |
| Missouri | Sin tope legal (razonable) | — | Mo. Rev. Stat. § 535 |
| Montana | Sin tope legal (razonable) | — | Mont. Code § 70-24 |
| Nebraska | Sin tope legal (razonable) | — | Neb. Rev. Stat. § 76-1414 |
| Nevada | 5% de la renta mensual | — | NRS § 118A.210 |
| New Hampshire | Sin tope legal (razonable) | — | N.H. RSA § 540 |
| New Jersey | Sin tope legal (razonable) | 5 días | N.J.S.A. § 2A:42-6.1 |
| New Mexico | 10% de la renta mensual | — | N.M. Stat. § 47-8-15(D) |
| New York | El menor entre $50 y 5% | 5 días | N.Y. RPL § 238-a(2) |
| North Carolina | El mayor entre $15 y 5% | 5 días | N.C.G.S. § 42-46 |
| North Dakota | Sin tope legal (razonable) | — | N.D.C.C. § 47-16 |
| Ohio | Sin tope legal (razonable) | — | Ohio Rev. Code § 5321 |
| Oklahoma | Sin tope legal (razonable) | — | 41 Okla. Stat. § 101 |
| Oregon | 5% de la renta mensual | 4 días | ORS § 90.260 |
| Pennsylvania | Sin tope legal (razonable) | — | 68 P.S. § 250 |
| Rhode Island | Sin tope legal (razonable) | 15 días | R.I. Gen. Laws § 34-18-35 |
| South Carolina | Sin tope legal (razonable) | — | S.C. Code § 27-40 |
| South Dakota | Sin tope legal (razonable) | — | S.D.C.L. § 43-32 |
| Tennessee | 10% del monto vencido | 5 días | Tenn. Code § 66-28-201(d) |
| Texas | 12% de la renta mensual | 2 días | Tex. Prop. Code § 92.019 |
| Utah | Sin tope legal (razonable) | — | Utah Code § 57-22 |
| Vermont | Sin tope legal (razonable) | — | 9 V.S.A. § 4455 |
| Virginia | 10% del monto vencido | — | Va. Code § 55.1-1204(C) |
| Washington | Sin tope legal (razonable) | 5 días | RCW § 59.18.170; Seattle SMC 7.24 (local) |
| West Virginia | Sin tope legal (razonable) | — | W. Va. Code § 37-6 |
| Wisconsin | Sin tope legal (razonable) | — | Wis. Stat. § 704; ATCP 134 |
| Wyoming | Sin tope legal (razonable) | — | Wyo. Stat. § 1-21-1201 |
Pilot aplica el recargo correcto automáticamente
Controla la renta, cobra automáticamente recargos por mora conformes a la ley, envía recordatorios y administra cada unidad — gratis para empezar.
Empieza a administrar tu renta →Informational only — not legal advice. Late-fee rules change and local ordinances may be stricter than the state rule. The fee must also be stated in the signed lease and, where no statutory cap exists, be a reasonable estimate of actual damages. Verify against current law before charging. Datos legales revisados por última vez: 2026-01.